If you are in good health, it is easy to think that you will never need to take out life cover. However, it is this exact frame of mind that could put you and your family at risk.
At Mortgage Choice Services we have a moral obligation & a duty of care to offer our clients mortgage & family protection. We aim to give you the peace of mind that your mortgage & bills will be covered should something happen to you.
What do we offer?
Working alongside a trusted panel of insurers, we can find the policy which best caters to the needs & lifestyle of your family. This includes:
Income Protection Insurance
Income protection is an insurance policy that pays out if you are unable to work due to illness or injury. Normally this policy will not pay out if you are made redundant, but will provide help if you are off sick.
We can help you find a policy which pays out until the soonest of your return to work, the end of the plan term, retirement or your death, at a price you can afford.
Life cover is an optional insurance policy taken out by home owners which pays out either a lump sum or regular payments to your children if you were to die.
It covers the mortgage of your house or other living expenses and is designed to give you the peace of mind that your family will be looked after in this event.
Critical Illness Cover
Some life insurance policies will also include critical illness cover. This is a policy which will cover your living costs/mortgage in the event of you or one of your dependants becoming critically ill as specified under the policy terms & conditions. The cover is also available on a stand alone basis.
Yet to take out mortgage protection? Speak to us today...
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
A broker fee of £299 will be charged upon completion of your mortgage.